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How do you know if your mortgage officer is ripping you off?

This forum post is dated 04/16/09. If you feel it is old or outdated, please follow up with a question or comment and someone may be able to update it, or reply with newer information if you have it.

Ohio - Mortgages (What type of mortgages are available for buyers in Ohio. Buying a home for the first time.. what you should know. Will you qualify for a mortgage in today's financial economy? How much can you really afford for a mortgage payment? What type of mortgage should you avoid at all costs?)

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How do you know if your mortgage officer is ripping you off?

I don't know a lot about mortgages and I am afraid that I will get ripped off buying a home because I don't know what to look for on the good faith estimate or a breakdown of the costs. Can someone recommend a resource for looking in to that?

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