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Yahoo! Answers: Getting my "Earnest Money Deposit" back from Seller?This forum post is dated 04/29/10. If you feel it is old or outdated, please follow up with a question or comment and someone may be able to update it, or reply with newer information if you have it. Alabama - Mortgages (What type of mortgages are available for buyers in Alabama. Buying a home for the first time.. what you should know. Will you qualify for a mortgage in today's financial economy? How much can you really afford for a mortgage payment? What type of mortgage should you avoid at all costs?)
- Alabama Real Estate Messages --> Newest Alabama Messages
- Alabama, Mortgages (What type of mortgages are available for buyers in Alabama. Buying a home for the first time.. what you should know. Will you qualify for a mortgage in today's financial economy? How much can you really afford for a mortgage payment? What type of mortgage should you avoid at all costs?)
| Yahoo! Answers: Getting my "Earnest Money Deposit" back from Seller? I entered into a Real Estate contract to purchase a Property in Alabama, I was Pre-Qualified AND Pre-Approved by a major lender. I made an offer on the property, and gave a "Earnest Money Deposit" of $1, 000. The Contract had a Buyer's Contingency of "Subject to Financing Approval / FHA ". In the 11th hour, the Lender / FHA, put stipulations on myself that I could NOT meet (ie: removing ALL derogatory obligations from my credit report) I have a Denial letter from the Lender, stating that I am "moving to far from my current Employer" as the reason for Denial. I now can not get the seller to Release my $1, 000 deposit, which they say they need to pay "Costs In-cured" with the failed contract. I have been served to appear in Small Claims Court in Alabama. Am I going to LOOSE my deposit, even with the Contingency on Financing Approval?? I believe I tried in Good Faith to get the Mortgage, jumped through ALL of their "Hoops", and was denied in the end. Thanks for ANY input |
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- Alabama Real Estate Messages --> Newest Alabama Messages
- Alabama, Mortgages (What type of mortgages are available for buyers in Alabama. Buying a home for the first time.. what you should know. Will you qualify for a mortgage in today's financial economy? How much can you really afford for a mortgage payment? What type of mortgage should you avoid at all costs?)
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